Senior Credit Risk Manager (SQL, Python, B2B Lending)

Aventus Group is an international fintech group with 15+ years of experience building and scaling lending businesses across multiple markets. We are looking for a hands-on Senior Credit Risk Manager to help build and scale our B2B lending risk function across Poland and South Africa, with future expansion into additional markets.

• Develop and improve B2B lending underwriting and risk frameworks
• Build and optimize credit decision strategies and approval processes
• Design, monitor, and improve scoring models and decision logic
• Analyze portfolio performance, defaults, collections, and lending economics
• Perform hands-on risk analytics using SQL and Python
• Drive automation and optimization of risk processes
• Work closely with product, operations, business, and data teams
• Support new market launches and new lending products
• Participate in building and leading the future risk and analytics team

• 5+ years of experience in credit risk, lending analytics, underwriting, scoring, or risk strategy
• Strong experience within fintech, lending, factoring, leasing, BNPL, embedded finance, or banking
• Hands-on experience with credit scoring models, decision engines, and portfolio analytics
• Strong SQL skills (must-have)
• Good Python skills with practical experience in analytics and modelling (must-have)
• Experience developing or improving risk frameworks, scoring models, or decision strategies
• Strong understanding of lending economics, portfolio management, and collections
• English level B2+

• Opportunity to build an international B2B lending risk function from scratch
• High ownership and direct impact on business decisions
• International and fast-growing fintech environment
• Flexible remote or hybrid work format
• Access to modern tools, technologies, and learning opportunities
• Competitive compensation package and bonus structure